[HO] SOHO LOAN PRODUCT DEVELOPMENT MANAGER

Lương không công khai

Thành phố Thủ Đức, Hồ Chí Minh (On-site)

Nghỉ trọn T7, CN

Hạn chót 09/12/2026

Đăng 3 ngày trước

Ít hơn 5 ứng viên

Yêu cầu công việc

  1. Education:
  • Bachelor’s or higher degree in Finance, Banking, Economics, or Business Administration.
  1. Experience:
  • Bachelor's degree or higher in Banking, Finance, Business Administration, Economics, or a related field.
  • Minimum 5–7 years of experience in banking, preferably in Retail Lending, Loan Product Management, or Business Development.
  • Strong knowledge of SOHO lending, loan pricing, and credit processes.
  • Experience in product development, business strategy, pricing management, and strategic partnership development.
  • Strong analytical, problem-solving, and business planning skills.
  • Good understanding of banking operations, credit policies, and relevant regulatory requirements.
  • Strong leadership, communication, negotiation, and stakeholder management skills.
  • Good command of English and proficiency in Microsoft Office applications.
  • At least 1 year in a supervisory or managerial role.
  1. Skills:
  • Strategic planning and analytical thinking.
  • Strong project and stakeholder management.
  • Excellent communication, negotiation, and presentation.

Yêu cầu nên có

Experience in Retail Lending, Loan Product Management, or Business Development

Công việc cụ thể là gì?

Overview

  • To lead the design, development, and management of SOHO loan product portfolio, ensuring alignment with business strategy, regulatory compliance, and profitability objectives.
  • To involve full product lifecycle management — from conceptualization, design, pricing, and process setup to implementation, monitoring, and continuous improvement — in close collaboration with sales, risk, operations, and digital channels.

Main Activities/Tasks include:

  1. Product Strategy & Development
  • Lead the end-to-end development of the SOHO Loan product, including new product initiatives, feature enhancements, and process redesigns.
  • Conduct market research and analyze customer behavior, competitor offerings, and industry trends to identify product opportunities.
  • Develop product proposals for management approval, including financial projections, profitability analysis, and risk assessment.
  • Define and document product parameters, including target segments, loan purpose, eligibility criteria, pricing structure, repayment terms, and required documentation.
  • Establish business priorities and effective sales approaches to drive loan growth and achieve business targets.
  1. Pricing & Profitability Management
  • Design pricing strategies in line with market competitiveness and bank profitability targets.
  • Monitor and analyze portfolio performance metrics
  1. Performance Monitoring & Reporting
  • Establish and track index related to product growth, profitability, and process efficiency.
  • Prepare regular performance reports and business insights for management.
  • Conduct post-launch reviews and implement product enhancement plans as required.
• Ngày làm việc: T2 - T6 • Giờ làm việc: 08:00 - 17:00 • Cấp bậc: Quản lý • Loại công việc: Toàn thời gian

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