Senior Card Portfolio Management Specialist

Lương không công khai

Hồ Chí Minh

Nghỉ trọn T7, CN

Hạn chót 09/10/2026

Đăng 14 ngày trước

Ít hơn 20 ứng viên

Yêu cầu công việc

- Bachelor's degree required - Minimum 2–3 years in banking/financial services, with direct hands-on experience analyzing card and/or lending products — not just reporting, but using data to identify problems and propose actionable solutions. - Solid understanding of the analytics-to-action cycle: data → insight → solution → evaluation - Good grasp of card/lending business financials (P&L, yield, cost of risk, revolving behavior) - Strong data analysis skills (Excel/SQL and similar tools); able to translate data into clear, practical recommendations - Comfortable collaborating with cross-functional teams (Risk, BP&A, Product, Operations) - Strong analytical mindset, attention to detail, good communication skills, and ability to work independently on assigned analyses.

Công việc cụ thể là gì?

Job Purpose Support profitability and growth of the cards and lending portfolio by analyzing performance, generating insights, proposing solutions, and evaluating results — treating this as a continuous, closed-loop cycle. Key Responsibilities - Analyze — Track and monitor portfolio revenue, cost, and profitability (P&L) across card and lending products and key customer segments, working closely with BP&A, Risk, Card Ops, and Product teams. - Diagnose — Investigate the drivers behind performance trends (revolving rate, yield, cost of risk, channel economics, pricing) using bureau data, behavioral scores, and cross-functional data sources. - Propose solutions — Turn analytical findings into concrete recommendations: pricing adjustments, risk-adjusted yield targets, portfolio actions, and channel/product optimization ideas. - Support implementation — Work with Risk, Product, and Operations teams to help execute recommended solutions and ensure alignment with risk-reward objectives. - Evaluate & iterate — Track the actual impact of implemented actions against targets, summarize learnings, and feed results back into ongoing analysis — closing the loop for the next cycle. - Lifecycle communication and segmentation — Design lifecycle communication journey, manage communication budget and performance to drive usage performance across different group of portfolio. - Other tasks as assigned by line manager. • Ngày làm việc: T2 - T6 • Giờ làm việc: 09:00 - 18:00 • Cấp bậc: Có kinh nghiệm • Loại công việc: Thời vụ

Quyền lợi có gì?

FE CREDIT

Tài Chính

We were founded as Consumer Finance Division of Vietnam Prosperity Joint-Stock Commercial Bank (VPBank). In 2015, we successfully transferred to an independent company with the Brand FE CREDIT. Since then, we continuously have been enlarging and taking the leadership of consumer finance market in Vietnam. Our success is built on serving the best sake of our customers; we are keen on designing new products with add-on values to customers with our philosophy of Fast and Easy. On October 28th, 2021, VPBank completed the agreement to sell 49% of the charter capital at FE CREDIT to SMBC Group and FE CREDIT was renamed VPBank SMBC Finance Company Limited, creating favorable conditions for our company to strengthen our financial capacity and further expand business activities in other potential segments. We have long nourished the determination to professionalise our operations. We embrace a strong organisational culture with a shared aspiration and values which allows us to act as a united and focused company. FOCUS – UNITY – SIMPLICITY – OWNERSHIP See yourselves in a new light In essence of joining our company, you will be given the scope to seize every opportunity and helped to acquire specific competencies you’ll need to succeed either you wish to go wide or go deep. Our company prides ourselves on our underpinned principle of nurturing people in not only HR policies but also in our culture. We value innovations and we need people to work on initiatives and carry on our business vision of operating excellence and market leadership. Alongside with these, we believe our staff members deserve a good working condition, so that in addition to social health insurance you will be accessible to health and accident insurance and will be eligible to join in team building every year. We also value your efforts; for this reason, we give you both financial and non-financial rewards such as: KPI bonus, Best Initiatives, Best performer or Best manager of the year, etc. COMPANY'S BENEFITS Financial support: - Probation with full salary - Lunch allowance - Wedding support - Family funeral support - 13th month salary + KPIs bonus - Performance rewards and awards Insurance: - Accident insurance - Health insurance Events and activities: - Christmas - Year End party - Team Building - Family Day - Sport Day

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