Product Development Expert - PL NTB

Lương không công khai

Hồ Chí Minh

Nghỉ trọn T7, CN

Hạn chót 23/09/2026

Đăng 1 tháng trước

Ít hơn 20 ứng viên

Yêu cầu công việc

- Bachelor's Degree or higher in Economics, Finance, Mathematics, Statistics or Computer Science. A degree from an internationally recognized or top-tier local institution is a plus. - Minimum 5-7 years of in-depth experience in product/program management within financial institutions (banking, insurance, investment, etc.); people-management experience is not required. - Proven track record in product development, portfolio management, and business technology. - Strong understanding of Consumer Finance & Retail Banking. - Proven experience managing the end-to-end product lifecycle, from ideation through launch and ongoing operations. - Hands-on experience in P&L management, with deep understanding of Profit & Loss drivers and financial modeling. - Strong communication, presentation and influencing skills to work effectively cross-functionally with stakeholders, without direct management authority. - Full English proficiency.

Yêu cầu nên có

- Proven skills in developing and launching new distribution channels/business lines. - Practical experience in defining and reviewing business strategy. - Understanding of qualitative and quantitative analytics. - Strong project management and problem-solving skills. - Ability to work independently and proactively under pressure, with effective time management.

Công việc cụ thể là gì?

KEY RESPONSIBILITIES 1. Propose new business strategies and initiatives for PL NTB products aligned with company strategy, and directly develop/implement them if approved. 2. Develop, deploy new PL NTB products' parameters, set pricing, and new customer segments based on market and customer analyses. 3. Proactively engage with cross-functional teams at VPB FC to develop and implement initiatives and corrective actions related to selling process, product characteristics, marketing campaigns, risk performance and other aspects. 4. Analyze potential threats and suggest counter-actions. 5. Define deviations in product performance and potential sources of growth/improvement and suggest corrective actions accordingly. 6. Develop and update the product program reflecting significant changes in financial drivers, risk performance, risk policy, distribution, underwriting and operation processes, etc. 7. Develop new/adjusted distribution channels, selling process and selling policies. 8. Closely monitor all performance aspects of existing PL NTB products (including, but not limited to, revenue drivers, cost drivers, credit performance and operational performance indicators). 9. Take professional responsibility for the Loan contract/Application form of PL products, in accordance with SBV's regulations and related management organizations. Work directly with SBV's inspector when clarification is needed regarding products/partnerships/loan contracts... 10. Consult and/or give corrective action recommendations to ensure achievement of targeted product parameters in new sales and overall portfolio, through cooperation with Risk and Sales Divisions. • Ngày làm việc: • Giờ làm việc: • Cấp bậc: • Loại công việc:

FE CREDIT

Tài Chính

We were founded as Consumer Finance Division of Vietnam Prosperity Joint-Stock Commercial Bank (VPBank). In 2015, we successfully transferred to an independent company with the Brand FE CREDIT. Since then, we continuously have been enlarging and taking the leadership of consumer finance market in Vietnam. Our success is built on serving the best sake of our customers; we are keen on designing new products with add-on values to customers with our philosophy of Fast and Easy. On October 28th, 2021, VPBank completed the agreement to sell 49% of the charter capital at FE CREDIT to SMBC Group and FE CREDIT was renamed VPBank SMBC Finance Company Limited, creating favorable conditions for our company to strengthen our financial capacity and further expand business activities in other potential segments. We have long nourished the determination to professionalise our operations. We embrace a strong organisational culture with a shared aspiration and values which allows us to act as a united and focused company. FOCUS – UNITY – SIMPLICITY – OWNERSHIP See yourselves in a new light In essence of joining our company, you will be given the scope to seize every opportunity and helped to acquire specific competencies you’ll need to succeed either you wish to go wide or go deep. Our company prides ourselves on our underpinned principle of nurturing people in not only HR policies but also in our culture. We value innovations and we need people to work on initiatives and carry on our business vision of operating excellence and market leadership. Alongside with these, we believe our staff members deserve a good working condition, so that in addition to social health insurance you will be accessible to health and accident insurance and will be eligible to join in team building every year. We also value your efforts; for this reason, we give you both financial and non-financial rewards such as: KPI bonus, Best Initiatives, Best performer or Best manager of the year, etc. COMPANY'S BENEFITS Financial support: - Probation with full salary - Lunch allowance - Wedding support - Family funeral support - 13th month salary + KPIs bonus - Performance rewards and awards Insurance: - Accident insurance - Health insurance Events and activities: - Christmas - Year End party - Team Building - Family Day - Sport Day

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